We are delighted to present the collaboration between Petram Resort & Residences and Croatia Sotheby’s International Realty®, the most preferred brand and leader in the luxury real estate market.

By primarily understanding luxury as an overall experience rather than a price point, we want to showcase this premium complex, unique in Croatia, to clients with refined tastes.

Petram Resort & Residences is an idyllic seaside retreat surrounded by Mediterranean vegetation, and enchantes with the harmony of contemporary architecture, elegance, and luxurious amenities. It is ideal for those seeking true beauty, a relaxing atmosphere, top-notch service, and rich amenities in an authentic environment.

Ideally positioned in Istria – one of the most attractive destinations in Croatia, mesmerizing with its Mediterranean charm, rich historical and cultural heritage, untouched nature, azure sea, and exquisite gastronomy – Petram Resort & Residences sets new standards for luxury experiences in a completely innovative way.

Spread over eight hectares and built to the highest standards, Petram Resort & Residences sets a benchmark in luxury living. It offers numerous services and amenities to please even the most discerning guests. Reception and concierge services, exclusive restaurants, a wellness center with the largest rooftop infinity pool in Europe, children’s facilities, sports activities, and access to the beach and its amenities make every stay an unforgettable experience.

Near the resort, within the Kempinski complex, is the largest Croatian golf course with 18 holes that will impress all golf enthusiasts. Additionally, a new investment is planned – constructing a golf course with a golf club on the eastern side of the resort.

Petram Resort & Residences comprises 252 luxury properties – 55 villas, an aparthotel with 179 apartments, and 18 residential units, all of high category, with four and five stars.

This is the first residential and holiday resort of its kind in Croatia, where luxury, comfort, and sustainability perfectly complement each other.

The resort is superbly designed with special attention to horticulture, providing a sense of harmony with nature, open vistas, sustainable construction, and the highest level of material quality to ensure maximum energy efficiency, creating a whole world of pleasure to make every stay truly exceptional.

Petram Resort & Residences is an internationally renowned complex and one of the most impressive investments in Croatian tourism.

MK Group and Aleksandar Group, successful and internationally recognized investors, have recognized Croatia as an exceptional destination, considering its beauty, rich culture, and the high demand for luxury real estate.

Architects from the LAD 1 studio of the Lotus Group – Maja Bručić and Eva Cotman, sign the architecture and design.

Located in Savudrija, in a prominent seaside location, Petram Resort & Residences represents an oasis of excellence, exclusivity, and luxury. It attracts the attention of both domestic and international guests seeking an exclusive holiday experience on the Adriatic coast.

Its strategic position near Slovenia, Italy, and numerous European cities ensures excellent accessibility, while the proximity to marinas and several international airports is just some of the additional advantages.

Petram Resort & Residences is truly a unique destination that sets new standards for luxurious enjoyment. It is an ideal choice for all hedonists and a place you’ll find hard to leave but will gladly return to.

Petram Resort & Residences offers a complete property management package, allowing you to enjoy a worry-free vacation. Owners can enjoy their property but also profit from renting it out when they will not be using it.

Future buyers are guaranteed a 5% annual return on investment in the first two years through property rental, with even higher returns expected in the long term.

In cooperation with Gorenjska banka, credit financing is provided up to 50% of the property value.

This collaboration symbolizes a fusion of top quality, expertise, and reputation. Whether you are looking for a holiday home or a lucrative investment opportunity, Petram Resort & Residences promises its owners luxurious living and long-term financial security.

Introducing Petram Resort & Residences, Croatia Sotheby’s International Realty invites you to secure your piece of paradise in the beautiful landscape of the Istrian peninsula, where luxury, comfort, and tranquility create perfect harmony.


In an era where digitization permeates every aspect of our lives, the integration of cryptocurrencies is changing the way we perceive and conduct financial transactions. In this blog, we introduce the collaboration between Croatia Sotheby’s International Realty and Electrocoin Ltd., a company that has been specializing in cryptocurrency trading mediation and crypto payment processing since 2014.

In Croatia, EUR is clearly defined as the legal means of payment. To comply with this legal provision while still allowing clients to pay with cryptocurrencies, Croatia Sotheby’s International Realty has decided to partner with Electrocoin, a company that, through its PayCek platform, enables automatic and instant conversion in the payment process from cryptocurrency to EUR, thus fulfilling all required legal obligations.

Electrocoin Ltd. leads the integration of cryptocurrencies into real estate transactions. Specializing in cryptocurrency trading mediation and crypto payment processing, Electrocoin operates under the supervision of the Croatian Financial Services Supervisory Agency (Hanfa). As the first company registered in the Register of Virtual Asset Service Providers in Croatia, Electrocoin has been a pioneer in the crypto world.

With its proprietary cryptocurrency payment processing system, “PayCek,” Electrocoin, in collaboration with Croatia Sotheby’s International Realty, enables buyers to seamlessly purchase properties listed by the agency using cryptocurrencies.

Here’s how the process works:

1. Sales Agreement

The buyer and seller initiate the process by entering into a standard real estate sales agreement.

2. Assignment Agreement

Subsequently, based on the real estate sales agreement, the buyer concludes an Assignment Agreement with Electrocoin and the seller. This agreement lays the foundation for the cryptocurrency transaction.

3. Cryptocurrency Payment Instruction

Using its “PayCek” system, Electrocoin generates a cryptocurrency payment instruction tailored to the specific transaction.

4. Execution of Cryptocurrency Transaction

The buyer executes the cryptocurrency transaction, initiating the transfer of digital assets as payment for the property.

5. Processing of Transaction by Electrocoin

Electrocoin carefully processes the cryptocurrency transaction and transfers the equivalent amount in EUR to the seller’s account.

6. Confirmation and Communication

The buyer receives confirmation of the completed transaction via email. Simultaneously, the buyer informs the seller of the successful transaction.

7. Tabular Statement

Upon confirming full payment, the seller issues a tabular statement, finalizing the real estate transaction.

Integrating cryptocurrencies into real estate transactions marks a new era in the industry. Through this collaboration, Croatia Sotheby’s International Realty offers its services to a new generation of clients, ensuring fast and secure transaction processes. This represents a step forward for the Croatian real estate market.

If you are interested in investing in luxury real estate, you should not overlook Croatia. This beautiful Mediterranean country has a lot to offer. In this blog, we will outline ten reasons Croatia is ideal for investing in luxury real estate.

1. Coastline

Croatia’s Adriatic coastline is one of the most stunning in the world. Crystal-clear sea, picturesque coves, and over a thousand islands attract millions of tourists yearly. This Mediterranean gem offers unique properties along the coast, ideal for clients seeking prestige. Moreover, luxury villas, apartments, and houses with pools, private access to the sea, and other amenities provide the highest level of comfort and enjoyment of the Mediterranean lifestyle.

2. Heritage

Croatia is known for its rich cultural and historical heritage, with many UNESCO-protected landmarks. Cities like Dubrovnik, Split, Šibenik, and Zadar have impressive histories, with countless historical buildings, museums, galleries, and cultural assets. Properties located in historic city centers or near cultural attractions are attractive to investors due to the high potential for investment in elite tourism.

3. Nature

Croatia is famous for its diverse nature, with beautiful beaches, mountains, lakes, and national parks, making outdoor activities such as hiking, rafting, cycling, and sailing popular year-round. Properties in stunning natural surroundings attract investors looking for a luxury lifestyle connected with nature.

4. Safety

Croatia has stable legislation that provides a favorable environment for real estate investment. As a member of the European Union and the Schengen Area, it is aligned with European legislation, providing security to investors. Buying properties in Croatia is relatively simple and transparent, with clear laws that protect the interests of property owners. Additionally, the tax system is competitive, with reasonable tax rates.

Croatia is a politically stable country that provides security to investors. Its economy benefits from the growing number of tourists and investments in various sectors. It is expected that tourism and the economy will continue to develop, with a positive impact on the real estate market. Croatia has also been declared one of the safest European countries due to its low crime rate and modern border protection.

5. Nautical paradise

One of the most indented coastlines in the world, with over a thousand islands and a mild Mediterranean climate, provides an unforgettable experience for sailors who have ranked Croatia among the world’s leading destinations in recent years. Many modern marinas, scattered throughout the Adriatic, are easily accessible to owners of luxury properties who prefer privacy and the romance of sailing over the hustle of city centers.

6. Prices

Croatia is an appealing choice for investors searching for value in their luxury real estate investments because remarkable properties are more reasonably priced than in other Mediterranean luxury locations.

7. Tourism

Croatia is a renowned tourist destination experiencing steady growth in tourism numbers. With its stunning coastline, rich cultural heritage, and diverse natural beauty, Croatia attracts millions of tourists annually, creating a strong demand for luxury accommodations. This is an opportunity for investors looking to capitalize on the thriving tourism industry by investing in luxury real estate properties.

8. Accessibility

Croatia is well-connected to major international cities with its modern airports and excellent infrastructure. Many airlines operate regular flights to Croatia, making it easily accessible for international travelers. This accessibility makes it convenient for luxury real estate investors to visit and manage their properties in Croatia.

9. Gastronomy

Croatia’s gastronomic offering is rich, diverse, and based on local ingredients and tradition. It is rooted in Mediterranean cuisine, a global standard for healthy living for centuries. The influence of various international cuisines also enriches the restaurant scene, with many receiving international recognition, and ten of them awarded the prestigious Michelin star.

10. Investments

Croatia actively promotes real estate investments through incentives and facilitation to attract foreign investors. Efforts have been made to simplify administrative procedures and expedite the property purchasing process, including reducing bureaucracy, digitalization, and improving legal security for investors.


All of the above makes Croatia a perfect destination for investment. Whether you are looking for your luxurious villa by the sea, an investment in the tourism sector, or a luxury apartment in the historic UNESCO cities, Croatia has it all.

With in-depth knowledge of the local market, Croatia Sotheby’s International Realty can discreetly assist you in finding the perfect property or investment that fits your needs and goals.

Building a luxury villa is a challenging process during which the support of experts is necessary to achieve the goal effectively. In this blog, we will take you through the basic five steps needed to realize your vision and describe how Croatia Sotheby’s International Realty can facilitate every step, from idea to realization.

Step 1: Vision

Before starting construction, it’s important to have a clear idea of ​​what you want to achieve, considering your wishes, expectations, and lifestyle. Our team of experts enriches ideas, puts the concept into a realistic and feasible framework, and informs you about the means and time required for implementation.

Step 2: Location

The location of the building land is one of the most important decisions at the beginning. It strongly affects the value of the property, and the life quality of those who will stay there.It’s also important to consider the privacy aspect, the land’s orientation, and the accessibility of the facilities. It’s essential that you collaborate with a trustworthy partner to find the ideal location for your investment, ensure that all of your needs are satisfied at a reasonable price, and discover the market possibilities relevant to your vision.

Step 3: Design

Croatia Sotheby’s International Realty cooperates with renowned architects and interior designers who, taking into account the details of your vision, create architectural projects and an idea of ​​the interior appearance to know the cost parameters and the possible sale price before construction. What sets us apart from the competition is the implementation of world design trends when creating the book of standards so that you can assess the details as clearly as possible and make the necessary decisions more simply. Obtaining a building permit is the crown of quality project preparation, after which construction begins.

Step 4: Construction

During construction, the support of everyone initially involved in the project is crucial. During construction, Croatia Sotheby’s International Realty can also offer you the possibility of “pre-sale”, that is, sell your property while still under construction. The fact that we were involved in the project from the beginning allows us to guarantee the quality of planning and execution to the client, in cooperation with the investor.

Step 5: Sale

If you decide to sell, the best moment is immediately after the completion of construction, when the property is finalized and equipped, because the luxury that our prestigious clients prefer can only be experienced in its full glory when all the requirements of the initial vision have been met.

The end of the construction cycle brings satisfaction to everyone involved in the process because the investor’s expectations have been fulfilled, the buyer’s dream has come true, and we are overjoyed because we’ve fully justified the demands of our clients.

In the last few years, there has been a lot of talk about a new generation of investors investing significant funds in cryptocurrencies. Although until recently, local market investors were still quite skeptical about digital assets and did not easily engage in cryptocurrency trading, current data show that this market is currently on a real upswing.

The consequences that followed the coronavirus pandemic have affected every segment of our daily lives and our habits; therefore, it does not come as a surprise that we quickly adopt new trends, and we readily adapt to the changing market situation faster than ever.

Crypto investors – current trends and doubts

While many people are starting to get acquainted with the cryptocurrency market in the desire to make a profit through safe and prudent investment, experienced crypto investors around the world use their digital currencies to invest in real estate. The growing trend of buying real estate in cryptocurrencies has been registered worldwide, and it seems that global trends are increasingly being accepted by investors in the local market as well.

Croatian properties have attracted great interest among international clients, and ever since the country joined the EU, many clients have decided to look for investment opportunities in attractive destinations on the Adriatic. At the beginning of 2023, Croatia will enter the eurozone, which is yet another reason for international clients to plan their new investments with additional security and optimism. In line with clients’ growing interest in real estate on the Adriatic coast and the increasing number of inquiries from crypto investors, we often get asked: ‘Is it even possible to buy real estate in Croatia with cryptocurrencies?’

Villa Virtuosa – island of Brač

A Quick Tax Guide to Buying With Cryptocurrencies

Analyzing the most common doubts and tax issues crypto investors face, we contacted the authorized tax advisor, Ms. Ivana Zec, who gave us her expert insight into the most important tax aspects that need to be considered when buying with cryptocurrencies. More detailed information is provided below.

Cryptocurrency-related transactions are part of a trend that is increasingly drawing the attention of tax advisors, accountants, and the Tax Administration itself. There are more and more specific actions and processes that are designed in the digital world, which should be incorporated into existing legal provisions for the purpose of taxation and accounting.

When talking about cryptocurrencies, it is important to emphasize that their acquisition is not taxable, but from the tax point of view, the owners of cryptocurrencies should be aware of the importance of sale or conversion into any other fiat currency. Namely, at the moment of selling or exchanging cryptocurrency for Croatian kuna or Euro or any other fiat currency, a potential tax liability arises for the cryptocurrency holder.

If the cryptocurrency holder is a natural person, the difference between the sale and purchase value is taxable with capital gains tax on the basis of capital gains, which is calculated at a rate of 10% plus surtax if the person has temporary or permanent residence in Croatia.
When a legal entity is the cryptocurrency holder, the sale of cryptocurrencies or their conversion into fiat currency has its own accounting story, which depends on the purpose for which the cryptocurrency was originally acquired.


Stone villa for sale – Brač

When talking about buying real estate and paying with cryptocurrencies, it is important to note that, according to the existing legal provisions, payment alone cannot be made directly in cryptocurrencies. It is necessary to change cryptocurrencies into Croatian kuna and make payments in this form. At the very moment of exchanging cryptocurrency into fiat currency, income tax is levied if the owner is a natural person. If the owner is a legal entity, the earnings are included in the profit and loss account.

In any case, it is recommended to consult a tax advisor before any transaction related to cryptocurrencies and real estate so that the owner of the cryptocurrency, i.e., the buyer of the real estate, is aware of all tax aspects.

In the case of international clients, it is important to emphasize that they need to check the tax aspect of these transactions in the country of their tax residence.

We hope that this blog will answer some of the tax questions that crypto investors often ask themselves before the final decision to buy real estate in Croatia.

For all additional information and advice, do not hesitate to contact us, and our agents will connect you with experienced experts in this field who will gladly guide you throughout the purchase process.